Track commissions by transaction, including splits, referral fees, and net calculations.
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RealtyZam
realtyzam.com Editor's pickRealtyZam is accounting software built specifically for real estate agents with commission tracking, bank feeds, and Schedule C reports.
The verdict
RealtyZam is the best choice for agents who want accounting software that truly understands real estate. The commission tracking, bank feeds, and Schedule C reports are built for your workflow, and the free-until-2-sales model makes it the ideal starting point for new agents.
01 — Overview
What RealtyZam is, and isn't.
RealtyZam is purpose-built accounting software for real estate agents, designed around the unique financial patterns of commission-based income. Unlike generic accounting tools, RealtyZam understands real estate transactions, splits, referral fees, and the timing gap between closing and payment.
The interface is simplified for agents who aren't accountants. You track transactions by property address, record expenses by category, and RealtyZam generates Schedule C reports at tax time. There's no double-entry accounting complexity to navigate. RealtyZam now connects to 15,000+ bank accounts for automatic nightly transaction downloads, a major improvement over the previous manual-entry-only approach.
At $11.58-14/month, RealtyZam is one of the most affordable accounting options available. Better yet, after the 30-day free trial, RealtyZam remains free to use until you sell 2 properties or log $3,000 of income and expenses. This makes it an excellent on-ramp for new agents who are just getting started. Mobile apps for iOS and Android let you track expenses on the go.
02 — Features ◆ standout
11 features, scored.
The 4 marked ◆ are why we rate RealtyZam a 4.5 overall.
Organize income and expenses by property address and closing date.
Generate IRS-ready Schedule C expense reports at tax time.
Connect to 15,000+ banks for automatic nightly transaction downloads.
Pre-built categories matching IRS Schedule C for real estate agents.
See profitability on individual deals including all associated costs.
Attach receipts to expenses for documentation and audit trail.
Simplified design for non-accountants who think in transactions, not journal entries.
iOS and Android apps for on-the-go expense tracking and receipt capture.
Track buyer/seller conversion rates and overall business performance.
Export reports for your accountant or tax software.
03 — Verdict at a glance
What we like — and where it falls short.
Pros
- +Built specifically for real estate agents' workflow and terminology
- +Commission tracking understands splits, referrals, and transaction costs
- +Bank feeds from 15,000+ banks for automatic transaction import
- +Free until 2 sales or $3,000 activity after trial -- perfect for new agents
- +Very affordable at $11.58-14/month
- +Schedule C reports map directly to IRS tax filing
Cons
- −No automatic mileage tracking (use a separate app)
- −No invoicing features (not needed for most traditional agents)
- −Limited integrations beyond bank feeds
- −Very small company (1-5 employees) -- potential longevity concern
04 — Pricing
2 tiers. Pick the plan that matches your volume.
Prices below are as listed publicly Feb 2026. Verify on the official pricing page before committing — vendor pages change more often than our quarterly re-checks.
Monthly Most pick this
$14 / mo
- Commission tracking by transaction
- Expense tracking and categorization
- Schedule C tax reports
- Profit/loss by transaction
- Bank feeds (15,000+ banks)
- iOS and Android apps
Annual
$11.58 / mo
- All Monthly features
- Best value pricing
- Same full feature set
- Priority support
05 — Integrations
What it talks to, out of the box.
Direct integrations marked first; Zapier and Make cover the long tail.
Bank feeds (15,000+ banks)
1 direct integrations
06 — Top alternative
If RealtyZam isn't the right shape.
Q
QuickBooks Solopreneur
QuickBooks Solopreneur is the right choice for solo agents committed to the Intuit/TurboTax ecosystem. The automatic mileage tracking and TurboTax data transfer simplify tax filing, but at $20/month plus separate TurboTax costs, budget-conscious agents should consider Hurdlr Premium at $8/month.
07 — Frequently asked
Questions every RealtyZam shopper asks.
How much does RealtyZam cost in 2026?
RealtyZam costs $14/month or $11.58/month with annual billing ($138.96/year). After the 30-day free trial, it remains free until you sell 2 properties or log $3,000 of income and expenses.
Does RealtyZam connect to my bank account?
Yes. RealtyZam now connects to 15,000+ banks and automatically downloads new transactions nightly. This is a significant improvement -- it previously required manual entry only.
Does RealtyZam have a mobile app?
Yes. RealtyZam has both iOS and Android apps available on the App Store and Google Play for on-the-go expense tracking and receipt capture.
Is RealtyZam only for real estate agents?
Yes. RealtyZam is purpose-built for real estate agents' commission-based income model. The expense categories, transaction tracking, and reports are all designed for real estate workflows.
Does RealtyZam track mileage?
No. RealtyZam focuses on income, expense, and commission tracking. Use a separate mileage app like Hurdlr, MileIQ, or Everlance alongside RealtyZam.
How does RealtyZam handle commission splits?
You enter the gross commission and your split percentage. RealtyZam calculates your net commission and tracks broker splits, referral fees, and transaction costs so you can see true profitability per deal.