RealtyZam at a Glance

What it is: RealtyZam is accounting software built specifically for real estate agents with commission tracking, bank feeds, and Schedule C reports.

Price: Starting at $11.95/month (as of February 2026)

Best for: Solo Agents, New Agents, Budget Conscious

Top alternative: QuickBooks Solopreneur

Our rating: ★★★★★ 4.5 /5

RealtyZam Review for Real Estate Agents (2026)

Last updated: February 13, 2026

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Quick Stats

Starting Price $11.95/month
Free Plan No
Free Trial 30 days
Best For Real estate agents who want accounting software designed specifically for commission tracking, with bank feeds and a free-until-you-sell-2 on-ramp for new agents
Key Features Commission Tracking, Transaction-Based Organization, Schedule C Reports, Bank Feed Auto-Import
Integrations Bank feeds (15,000+ banks)
Mobile Apps Web, iOS, Android
Founded 2014 (Grand Blanc, MI)
Pricing Verified February 13, 2026

Overview

RealtyZam is purpose-built accounting software for real estate agents, designed around the unique financial patterns of commission-based income. Unlike generic accounting tools, RealtyZam understands real estate transactions, splits, referral fees, and the timing gap between closing and payment.

The interface is simplified for agents who aren't accountants. You track transactions by property address, record expenses by category, and RealtyZam generates Schedule C reports at tax time. There's no double-entry accounting complexity to navigate. RealtyZam now connects to 15,000+ bank accounts for automatic nightly transaction downloads, a major improvement over the previous manual-entry-only approach.

At $11.95-14/month, RealtyZam is one of the most affordable accounting options available. Better yet, after the 30-day free trial, RealtyZam remains free to use until you sell 2 properties or log $3,000 of income and expenses. This makes it an excellent on-ramp for new agents who are just getting started. Mobile apps for iOS and Android let you track expenses on the go.

Key Features

Commission Tracking

Track commissions by transaction, including splits, referral fees, and net calculations.

Transaction-Based Organization

Organize income and expenses by property address and closing date.

Schedule C Reports

Generate IRS-ready Schedule C expense reports at tax time.

Bank Feed Auto-Import

Connect to 15,000+ banks for automatic nightly transaction downloads.

Real Estate Expense Categories

Pre-built categories matching IRS Schedule C for real estate agents.

Profit/Loss by Transaction

See profitability on individual deals including all associated costs.

Receipt Storage

Attach receipts to expenses for documentation and audit trail.

Agent-Friendly Interface

Simplified design for non-accountants who think in transactions, not journal entries.

Mobile Apps

iOS and Android apps for on-the-go expense tracking and receipt capture.

Conversion Rate Reports

Track buyer/seller conversion rates and overall business performance.

Data Export

Export reports for your accountant or tax software.

Pricing Details

RealtyZam uses tiered pricing. Here are the tiers (prices as of February 13, 2026):

Monthly
$14
/month
  • Commission tracking by transaction
  • Expense tracking and categorization
  • Schedule C tax reports
  • Profit/loss by transaction
  • Bank feeds (15,000+ banks)
  • iOS and Android apps
Annual
$11.95
/month | $143.4 annual
  • All Monthly features
  • Best value pricing
  • Same full feature set
  • Priority support

Integrations

Direct Integrations

  • Bank feeds (15,000+ banks)

Pros and Cons

Pros

  • Built specifically for real estate agents' workflow and terminology
  • Commission tracking understands splits, referrals, and transaction costs
  • Bank feeds from 15,000+ banks for automatic transaction import
  • Free until 2 sales or $3,000 activity after trial -- perfect for new agents
  • Very affordable at $11.95-14/month
  • Schedule C reports map directly to IRS tax filing

Cons

  • No automatic mileage tracking (use a separate app)
  • No invoicing features (not needed for most traditional agents)
  • Limited integrations beyond bank feeds
  • Very small company (1-5 employees) -- potential longevity concern

Our Verdict

RealtyZam is the best choice for agents who want accounting software that truly understands real estate. The commission tracking, bank feeds, and Schedule C reports are built for your workflow, and the free-until-2-sales model makes it the ideal starting point for new agents.

Visit RealtyZam →

Frequently Asked Questions

How much does RealtyZam cost in 2026?

RealtyZam costs $14/month or $11.95/month with annual billing ($143.40/year). After the 30-day free trial, it remains free until you sell 2 properties or log $3,000 of income and expenses.

Does RealtyZam connect to my bank account?

Yes. RealtyZam now connects to 15,000+ banks and automatically downloads new transactions nightly. This is a significant improvement -- it previously required manual entry only.

Does RealtyZam have a mobile app?

Yes. RealtyZam has both iOS and Android apps available on the App Store and Google Play for on-the-go expense tracking and receipt capture.

Is RealtyZam only for real estate agents?

Yes. RealtyZam is purpose-built for real estate agents' commission-based income model. The expense categories, transaction tracking, and reports are all designed for real estate workflows.

Does RealtyZam track mileage?

No. RealtyZam focuses on income, expense, and commission tracking. Use a separate mileage app like Hurdlr, MileIQ, or Everlance alongside RealtyZam.

How does RealtyZam handle commission splits?

You enter the gross commission and your split percentage. RealtyZam calculates your net commission and tracks broker splits, referral fees, and transaction costs so you can see true profitability per deal.

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